This section describes the main functionalities in the Digital Payment Framework.
Flexible Payment Integration Options
Digital Payment Framework offers the following payment integration options:
Payment integration with SAP Digital Payment Add-on (SAP DPAO)
The SAP Digital Payment Add-On is a cloud-based software service offering that allows processing of digital payments through various payment methods, such as credit cards and external payment providers such as PayPal, in a secured environment. By opting for this payment integration option, you get:
Out-of-the-box integration and centralized payment operations between VSS and SAP Digital Payment Add-on and multiple PSPs through stable interfaces.
Simplified real-time digital payments processing with multiple PSPs reduces significant implementation efforts.
Readily available integration with new PSPs and payment methods, and customer awareness of the fixed costs ahead of integration (unlike with custom project implementations). Refer to following link for list of PSPs that has out-of-the-box integration with SAP Digital Payment Add-On:
Direct payment integration with selected payment service provider (PSP)
Digital Payment Framework also offers direct integration with selected PSPs. Within the scope of VSS 5.0, the direct payment integration with Stripe is included. STRIPE provides online payment integration with various payment types such as Apple Pay, Google Pay, or let customers pay with other payment methods like bank debits or transfers. To facilitate payment via STRIPE, registration is required where STRIPE will provide a test account and production account. Upon registration, a Publishable Key and Secret Key will be provided by STRIPE. STRIPE provides dashboards, both in test mode and production, to monitor payment events and transaction logs.
Digital Payment Initiation
Customer can make payments for the following documents in VSS:
Down Payment Request
Invoice
Creation of both documents are triggered from dedicated VSS events which will trigger an email notification containing a link to VSS customer portal. This link redirects the customer to the VSS customer portal where he/she can view the document information and amount to be paid.
Configurable Payment Options
Multiple payment options can be configured in Digital Payment Framework. Nevertheless, different PSP supports different payment options, therefore only valid payment options applicable to the PSP of choice should be configured in Digital Payment Framework.
Payment Receipt
Digital Payment Framework provides payment receipt in PDF format. The payment receipt form is configured as part of the Cash Desk Work Center customizing. The payment receipt can be downloaded from the VSS customer portal. In principle, the payment receipt is provided as example only. Customer may use it or opt to develop their own payment receipt according to their business requirement.
Automatic FI Document Clearing
As a standard order processing in SAP, each business document (down payment request or billing) that is finance-relevant must be cleared. Digital Payment Framework provides automatic finance document clearing process upon receiving successful payment transactions from the PSP.