Integration with SAP Credit Management

With the integration of SAP Credit Management you can use the SAP Credit Management credit limit check in Vehicle Sales and Service (VSS).
VSS reports your business partner's VSS order commitments to SAP Credit Management. These line items are then consolidated into the credit exposure in SAP Credit Management and checked against the current credit limit for the business partner.

Implementation Considerations

To be able to integrate SAP Credit Management, you must first configure SAP VSS and SAP FSCM. For information about how to configure your system, see the following configuration guides:

• Configuration Guide VSS
• Configuration Guide SAP Credit Management on SAP Service Marketplace

The following prerequisites must also be fulfilled:

• You have activated the BC Set Settings for VSS Credit Limit Check (/DBE/VSSxx_BASIC_SETTING and /DBE/VSSxx_S4_BASIC_SETTING) in your client.
• You have activated the credit limit check for the required payment terms in Customizing for Vehicle Sales and Service under Order > SAP Credit Management (SAP Financial Supply Chain Management) > Activate Credit Limit Check for Payment Terms.
• You have defined the relevant risk classes in Customizing for Financial Supply Chain Management under Credit Management > etc.
• You have defined the credit master data for your business partner with the business partner role SAP Credit Management (UKM000). If you do not maintain this role for your business partner, the credit limit check is not executed.
• You have defined the credit master data for the relevant credit segments in Customizing for Financial Supply Chain Management under Credit Management > etc. Most importantly, you have specified the main credit segment in accordance with your business requirements.
• You have defined & assigned the credit master data for the relevant risk classes in Customizing for Financial Supply Chain Management under Credit Management > …
• … Credit Risk Monitoring > Master Data > Create Risk Classes
• … Integration with Accounts Receivable Accounting and Sales and Distribution > Integration with Sales and Distribution > Define Automatic Credit Control
• … Integration with Accounts Receivable Accounting and Sales and Distribution > Integration with Sales and Distribution > Define Risk Categories

Integration

You can integrate the credit limit check of SAP Credit Management in VSS. SAP Credit Management is part of SAP Financial Supply Chain Management (SAP FSCM). For more information, see SAP Library for SAP S/4HANA on SAP Help Portal (SAP Credit Management (FIN-FSCM-CR). For information about how to configure your system, see the Configuration Guide SAP Credit Management on SAP Service Marketplace.

Features

Credit Limit Check
SAP Credit Management checks the credit limit of the payers in the order. If the credit limit check is negative, the system behaves based on the corresponding settings of the risk class assigned in business partner master:

• No warning, no block
  A negative credit limit check did not have influence for the order processing. No warning is shown, and no order blocking happens.
• Warning, no block
  As result of a negative credit limit check warning message is shown at several process steps, but no order blocking happens. So, most likely the order can be processed without limitation.
• Warning and block
  As result of a negative credit limit check warning message is shown and order blocking happens à set VSS order status and create a so called “documented credit decision” (DCD). The block of the order prevents process steps such as releasing the order, delivery, and posting the goods movement.
  A blocked order can be unblocked …
  • … if the credit limit check is run again and has a positive result – e.g. because of reduced order value, increased credit limit in customer master, payment from customer open issues, customer down payment, …
  • ... if the DCD is release by corresponding credit analyst (control instance). For more information, see SAP Library for SAPS/4HANA on SAP Help Portal (SAP Credit Management (FIN-FSCM-CR)> Documented Credit Decision).
• Error
  As result of negative credit limit check error information is shown and the order can’t be saved.

Credit Exposure Update
The commitments resulting from all open orders are transferred to SAP Credit Management. Every update made to the order commitments updates your business partner's credit exposure.
Documented Credit Decision
If the credit limit check is negative (the credit limit has been exceeded) and payer has corresponding risk class assigned, the credit analyst has to make a decision in SAP Credit Management. To ensure that the credit decisions are based on the most current data, the commitments resulting from the open orders are transferred to SAP Credit Management.
Split Indicator
When an order is saved, the system runs a credit limit check for the relevant payer (not the customer in the order header) and transfers the commitment to SAP Credit Management, which in turn updates the payer's credit exposure. In this case, the credit exposure is the sum of the order items (credit price). The system takes the split indicator into account as follows:

• Split Indicator field is empty
  The credit limit check is run for the payer and the credit exposure is updated for the payer.
• Split Indicator field is filled
  The definition of the split indicator influences the credit limit check and the payer's credit exposure update. If you have specified that the credit limit check should run for the entire job amount in the order, the percentages defined in the split indicator are ignored. If you have specified that the percentages defined for the split indicator should be subtracted, SAP Credit Management subtracts them first before it runs the credit limit check. For more information, see the field help for the SAP Credit Mgmt field (on the SAP Easy Access screen, choose Vehicle Sales and Service > Master Data > Order Split > Split Indicator). Once the split has actually been created (either manually or using fast split), the credit limit check and the credit exposure update are executed based on the actual order splits and the behavior of SAP Credit Management as defined in the split indicator is no longer relevant.

More Information

Credit Limit Check
Credit Exposure Update
Recalculation of Commitments for Orders